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Monday, March 23, 2009

let's celebrate life's small pleasure.....

_________________________

yeah, that's what I need to do.
Learn to appreciate life's simple
rewards.


Got my first credit card last week.
Actually, It''s my fiancee's card
with me as the extension so I guess
I could also call it my own.....

The BPI Express credit Blue---

_________________________




We've been doing transactions in cash for the whole 28 years and in as much as we are both anxious about credit cards, I guess it's about time to grow up---financially at least.

Credit card is not bad after all, as long as you know your deadline.
Time for a little test run........

33 comments:

  1. Wow! Buti ka pa! sige na nga, ipupursue ko na yung application ko sa BDO. tinatamad kasi ako magpasa tsk tsk pero gustong gusto ko na talaga!

    http://fjordz-hiraya.blogspot.com

    ReplyDelete
  2. Ang masasabi ko lang dyan... spend wisely...

    Credit card eh yung nag-iisang bagay na di ako pwedeng magkaroon. Mababaon lang ako sa utang kung sakali...

    ReplyDelete
  3. wow... credit card!!!


    dahan dahan lang sa paggamit... :)

    ReplyDelete
  4. don't splurge too much ha hehe

    ako takot ako magka credit card

    T_T

    ReplyDelete
  5. requirement is really to pay on time and be responsible enough to use it.

    ReplyDelete
  6. nice! dapat talaga bayaran yan before deadline otherwise merong interest, lugi ka.. ^^ happy shopping!

    ReplyDelete
  7. swipe wisely! swiper no swiping!

    ReplyDelete
  8. ZARA 札拉 [사랑해~]--keke. i will

    Fjordan Allego --cge---pursue--pursue......

    ReplyDelete
  9. gillboard---yan din ang takot ko for the past 28 years---I guess I just have to face the fear and learn to be responsible.....

    MarcoPaolo --thanks---I will

    ReplyDelete
  10. alex ---dabale--mababa pa naman ang credit limit.keke

    the donG--- yep---know the deadlines.

    ReplyDelete
  11. cyndirellaz -- uo---lugi lang kung di mamanage mabuti.

    Eben ---lol---yep yep---salamat.

    ReplyDelete
  12. Dahan dahan. Huwag masyadong mag attempt. Always say NO. hehehe. Huwag magpaconvince sa mga insurance. Basta always say NO.

    ReplyDelete
  13. Parang hindi masakit gastusin ang "plastic money" (kaskas ka lang ng kaskas)pero masakit magbayad pagdating ng statement at bill LOL. Luckily I learned my lesson early enough...I've been a disciplined user ever since.

    ReplyDelete
  14. "Credit card is not bad after all, as long as you know your deadline"

    I'd say as long as you know how to control. Hehe, dami kasi impulsive buyer nowadays kahit di naman kailangan pang bilhin sige lang, may card naman eh. Tapos, hayun...

    They're all right, be wise.
    And of course, ENJOY!

    cheers!

    ReplyDelete
  15. Really? First time mo? Well, spend wisely. Dapat may goal ka lang bakit mo gagamitin ang card.

    Enrico gave me my 1st card, kaso lang lahat ng nabibili ko nalalaman niya! Now, my mother also got me a BPI Edge card. Yey!

    ReplyDelete
  16. It could be a trap. I know a couple of victims already.

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  17. REDLAN ---delikado talaga ang impulsive buyer na tulad ko. keke

    bertN ---I guess I have my own lesson to learn.....

    ReplyDelete
  18. Dylan Dimaubusan ---spend wisely ba--keke

    Chyng --uo naman--me goal din kahit panu kaya kami kumuha....alalay ba

    ReplyDelete
  19. Niel Camhalla---don't worry--I will be extra careful---lets see how I learned from 28 years of impulsive buying....

    ReplyDelete
  20. ui its good din in times of emergency at ung mga unexpected churvaness!
    ahhahaha

    meow!!!
    im back, heehehh!
    sori gd ha, sala set bi last time sa exam, nakapasar na ako sa CHEM!!!
    haahaah

    ur subject soo ever. Biochem, hahhaha
    2 ka sem nga chem padugo... gush..
    why can't everyone have the same heart and pssion u have for CHEMISTRY, hahahhahah

    ReplyDelete
  21. Antoine Greg ---dati hate ko rin ang chemistry pero natutunan ko lang mahalin----I guess we humans are capable of learning how to love certain things---try mo....it will work......

    ReplyDelete
  22. hindi pa ako nakapunta ng manila. promise. lol. salamat sa tip about traveling light. oo nga no, dapat talaga lalo na sa mga overnight na trip o bakasyon. thanks. that's why ginawa ko yun as discussion para may matutunan naman ako. thanks ulit.

    ReplyDelete
  23. wow!

    hinay lang sa paggamit ah...

    hehehehehe....

    ReplyDelete
  24. REDLAN ---clever clever----

    Marvz---opo lolo.keke

    ReplyDelete
  25. yay! :) ingat lang sa gastos! :D hehehe...

    ReplyDelete
  26. ayos yan PG...
    credit card...
    use it wisely na lang siguro...
    wala na ibang maepal parekoy...
    kamusta nga pala?
    meow! meow!
    //_'

    ReplyDelete
  27. Siguro naman aware ka sa

    Cebu Pacific Seat Sale
    Selling: Mar25-Mar31
    Travel Period: June-Dec

    Go, gamitin ang credit card!

    (nakapagbook na kame!)

    ReplyDelete
  28. taytel pa lang ulam na... haha.

    ReplyDelete
  29. mavs---uy--musta? miss u here too.

    Chyng--OMg---no---thanks for telling me---hehe

    ReplyDelete
  30. JoShMaRie--nakakabusog ba Josh?lol

    Allen Yuarata --pahamak to si Allen--kaw ha.

    ReplyDelete
  31. sure this help..esp if it use for convenience, than credit.

    gudluck na lang..wag masyadong ikaskas hehe..

    rgds,

    ReplyDelete

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